All Posts By Jeff Root

Selling While Sailing – Why I Love This Business

One of my favorite benefits of selling life insurance over the phone is being able to work from anywhere.  In the past 5 months, I’ve worked from Maui, Austin and currently Orange County, CA and never skipped a beat in my business.  Last week, Liran experienced the power of being “location independent”. This is a […]

Tips For Selling No Exam Life Insurance

Selling no-exam life insurance really helps with cash flow in the first few years of your business.  There’s nothing better than taking an application and getting paid the next week. The reason I’m writing this article is I’ve noticed that many agents have an issue with selling no-exam life insurance because of the price and […]

A Few Opportunities Available

If you’re an experienced agent and licensed in most states or willing to get licensed in most states, I have a few available opportunities: 1)  Lead generating website Currently, I have 1 available.  It generates 75-100+ leads per month and growing.  You’ll also get all inbound calls and “application requests”. Cost?  $1500/mo. and you must […]

January and February Are Consistently Good Months For Life Sales

Quick heads up here. For those new to selling life insurance online and over the phone – January and February are 2 of the biggest months for submitting new business. Anyone whose been selling life insurance over the phone for a few years can back me up on how big these next 2 months are.  […]

Systems Driven Life Insurance Business

A lot of agents have trouble visualizing what a successful life insurance by phone business really looks like.  Are you always going to be a 1 man show?  Do you evolve into a call center?  Do you need an assistant or even a virtual assistant? What’s the best way to scale? All really good questions […]

Using Cover Letters To Win High Risk Life Insurance Clients

I consider myself a high risk life insurance specialist.  I work high risk cases every day and have replaced countless policies from people who were paying too much just because their previous agent used the wrong life insurance company. My secret weapon to placing so many high risk life insurance cases?  Cover Letters. Not just […]

A Day in the Life 12/10/2012

Sorry for the lack of updates recently.  I’m expecting my first kid any day now and have been preparing for the arrival.  I’ve been coming to the office fully prepared to leave for a few days.  With that said, I’ve outsourced everything and am just taking inbound calls and marketing. So lets do a quick […]

Fidelity Life Graded Changes Coming Soon

Many agents who sell life insurance over the phone have a favorite graded death benefit plan.  My personal favorite is Fidelity Life’s graded death benefit plan because it’s an online application and has approvals within 48 hours.  However, it pays less compared to other graded plans and is an ROP during the graded period. Here […]

Reality Check: The Initial Cost of Selling Life Insurance Over The Phone

This article is a gut check for agents considering diving into this business full time. I speak with agents all the time who have the drive and the skills to crush this business, but there’s 1 thing that’s holding them back – MONEY! Selling life insurance over the phone takes a healthy monthly budget.  The […]

Extracting Referral Sources From Your Leads

This is a VERY important topic that I credit for the fast growth in my life insurance business over the last 6 months. First off, let me explain that the best lead you can get is a referral.  No other lead will convert as well as a referral from a trusted source. If you’re doing […]