A Few Opportunities Available

If you’re an experienced agent and licensed in most states or willing to get licensed in most states, I have a few available opportunities: 1)  Lead generating website Currently, I have 1 available.  It generates 75-100+ leads per month and growing.  You’ll also get all inbound calls and “application requests”. Cost?  $1500/mo. and you must […]

Fidelity Life Graded Changes Coming Soon

Many agents who sell life insurance over the phone have a favorite graded death benefit plan.  My personal favorite is Fidelity Life’s graded death benefit plan because it’s an online application and has approvals within 48 hours.  However, it pays less compared to other graded plans and is an ROP during the graded period. Here […]

Warning: Be Prepared for AG38

If you’re not up to date on AG38 (actuarial guideline XXXVII), do some research.  It will change the landscape or our term and guaranteed UL business in the coming months. AG38 was formed to govern the reserve requirements on universal life products with secondary guarantees (GULs).  Most of the carriers who are selling GUL’s are […]