Highlights:
No Medical Exam
7 Question Application
No MIB, Rx or Script Check
Online Enrollment
Summary:
AOBG producer group is offering exclusive access to 5 Star Life Insurance’s “Family Protection Plan – TI”
This is a “Term to 100” product. Rates are guaranteed level to age 100. Coverage amounts from $10,000 – $150,000. First day coverage.
7 Total Qualifying Questions
Answer “no” to all the qualifying questions and your client is approved! Want to see the 7 questions? Here’s a sample application for your review.
Reference Materials:
RATE SHEET (scroll to the last page)
5 Star FPP Application (See the 7 Health Questions)
Compensation:
Because this is a worksite product, commissions are lower than your typical term of final expense product.
65% first year
4% 2nd year
2% 3rd and 4th year
.5% Years 5-9
5-Star will advance 50%. There’s a box to check on the contracting.
***With consistent volume, there is availability to increase comp.
***For agencies doing volume, please call for higher comp.